It's a common surprise for renovation buyers
A lot of the homes changing hands in Old Hickory Village right now are older bungalows built during DuPont's original construction push in the early 1920s, and plenty of them come with a stump somewhere on the lot - a tree that came down years before the sale and was never fully dealt with, just cut low, painted over with weed killer maybe, and left to sit under a spreading patch of ivy or monkey grass. Inspectors flag standing dead trees and obvious structural hazards, but a stump that's already down and sitting flush or near-flush with the yard often doesn't come up in a standard home inspection report at all, since it's not technically a defect in the house itself.
If you're renovating or landscaping after closing, that stump is worth addressing early in the process rather than working around it for a season and hoping it doesn't complicate whatever you're planning to build or plant nearby.
Why an old stump matters more here than in a newer subdivision
Village lots were platted small back in the 1920s, and houses sit closer to their lot lines and to each other than in most newer Davidson County developments built decades later with wider setbacks in mind from the start. A stump from a mature white oak or American elm planted around the time the neighborhood went in can have root remnants running toward a foundation laid the same decade - foundations that weren't built to modern standards and can already have their own settling issues from a century of shifting Middle Tennessee clay soil expanding and contracting through wet winters and dry summers. Grinding that stump out completely, rather than leaving decaying root mass sitting in the ground near an old footer, is generally the safer long-term call for the structural health of the house, even though it's an added line item on your renovation budget that shows up after closing rather than before.
A newer subdivision built in the 1990s or 2000s simply doesn't carry this same risk profile, since the foundations are younger, built to current code, and typically sit on lots with more distance between the house and any mature tree root system.
What to check before you commit to a landscaping plan
Before you plan a new patio, shed, retaining wall, or garden bed anywhere near an inherited stump, have it looked at by someone who deals with old-canopy root systems on a regular basis rather than guessing based on what's visible above the soil line. A stump ground down 6 to 12 inches below grade clears the way for most typical yard projects without further issue down the line, including anything you'd want to pour concrete or set pavers over eventually. Anything built directly over unground root mass instead tends to settle unevenly as the wood slowly decays underneath over the following several years, showing up as a dip, a crack, or an uneven paver a season or two after the hardscape work was finished - which becomes a far bigger and more expensive fix than the original stump grinding would ever have been if it had simply been handled up front before anyone broke ground on the new feature.
Timing it around the rest of your renovation
If you're already coordinating contractors for other work on a Village purchase - a new roof, updated plumbing, a kitchen gut job, or a full room addition - it's worth having the stump ground before landscaping crews or hardscape contractors ever show up on site, rather than trying to work around it afterward and hoping nobody's plans collide. Fresh grindings and a settled hole are far easier for a landscaper to plan and build around than a stump still sitting there taking up space in the middle of a planned bed, patio footprint, or walkway route. It's also considerably easier for us to give you an accurate, honest quote before other yard work, new fencing, or a freshly poured driveway edge has changed what the access to that stump actually looks like by the time we finally get out there to grind it.
It's a small piece of a much bigger renovation checklist, but it's one that's easy to forget about until a landscaper is already standing in the yard asking what to do with the stump nobody scheduled removal for.
The short version
An inherited stump in a Village bungalow's yard is common and usually not flagged at inspection - get it looked at and ground out before finalizing any landscaping plans, especially if root remnants might run anywhere near a foundation built back in the 1920s, since settling issues cost far more to fix later.